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Money worth is a living benefit that stays with the insurance provider when the insured dies. Any type of outstanding car loans versus the cash money worth will lower the policy's survivor benefit. Accidental death. The plan owner and the insured are typically the same person, however occasionally they might be different. For instance, a business could purchase key person insurance on a critical employee such as a CHIEF EXECUTIVE OFFICER, or an insured could market their very own policy to a third event for money in a life negotiation.
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