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In addition, customers for this type of strategy could have severe legal or criminal histories. It is essential to keep in mind that different service providers offer a series of problem ages on their assured issue plans as reduced as age 40 or as high as age 80 - budget funeral insurance. Some will likewise supply higher stated value, as much as $40,000, and others will certainly enable better survivor benefit problems by boosting the rates of interest with the return of costs or lessening the number of years up until a full survivor benefit is available